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Market Monday - Vol.15

July 16, 2019

Fantastic Price // Incredible   Opportunity

 

639 Water St, Friendsville, MD

 

Now Available for $239,000

 

Imagine the possibilities at your river front bed and breakfast or hotel! 1 minute from interstate 68, tucked away on beautiful Water Street, with access to the Youghiogheny River. 4 private guest suites with kitchenettes or spaces for kitchenettes. 3 of the 4 suites offer river views. 1 has a propane fireplace. 1 has a clawfoot tub. An attached apartment is the perfect space for a live in owner or operator, are a 5th suite with a huge living space, private kitchen, separate entrances, pellet stove fireplace and 2 bedrooms. Prepare decadent meals or simply feed a crowd from the well equipped commercial kitchen. A ramp entrance on the side and specially outfitted half bath from one of two common areas offers inclusivity. Take in the river views from the gorgeous covered porch. The mountains are calling, with stunning views from the fenced in back yard. Whether you're looking for a riverfront home in the mountains or an excellent business opportunity, you MUST see the Riverside Hotel!

 

INTERESTED??

💻Email by clicking here 📱Call C: 410-487-4914 // O: 301-397-4700

🏡Check out other listings still for sale >>click here<<

 

 

Watch the Property Video to learn more about

639 Water Street in Friendsville, MD 21531

 

Walk through this incredible property! >> 3D Tour

 

 

Market Monday Stats

 

🏡 July 8, 2019 - July 15, 2019 🏡

  • 478 Residential Properties on the Market (down 5 from last week) Check them all out here ➡️Garrett  County Homes For Sale

  • 21 New Homes Listed (up 5 from last week)

  • 11 Homes Sold (up 5 from last week)

  • 8 Homes were Withdrawn, Cancelled, or Expired from the market (up 5 from last week)

  • 16 More Homes are now pending settlement (the same as last week)

  • The average close price of homes that sold last week was $355,091 (up $73,966 from last week)

  • The homes that sold last week got an average of 94% of their list price (down 4% from last week)

  • The homes that sold last week were on the market for 218 average days (up 147 days from last week)

 

An Out of Town Getaway

 

This weekend we had a wonderful time visiting the town of Berkley Springs, West Virginia just 1 hour and 20 minutes away from Garrett County, just outside of Allegany County, Maryland. Living at Deep Creek Lake, we become spoiled by the beauty that surrounds us here at home. We loved visiting another place with such gorgeous scenery in our region. Places like this in our back yard are just one more reason why calling Garrett County home is a dream come true!

 

1/5

 

 

Tip of the week

 

WHY CREDIT CHECKS DURING CLOSING ARE IMPORTANT

 

 

 

 

You've found your dream home. After months of searching, you're finally closing on the house that you've wanted for so long. The last thing you want to do is take any action that would interfere with the closing of your home. Since the start of your home search, your agent has probably told you time and time again not to do anything that would impact your credit score, like opening a new line of credit or making a large purchase. While this makes sense during the approval process, you may wonder why it is key to keep your credit in check until after closing. Here is an explanation of the 2 credit checks performed during the home-buying process and why it is important to maintain your credit from start to finish.

Pre-Approval Credit Check

To get a loan to purchase a home, you'll go through a pre-qualification process. You'll let your potential lender know a variety of financial information, from your credit score and employment to your marital status, as well as any number of factors that can impact your qualification. With this self-reported information, you can then be pre-approved. After that, lenders will verify the information you've provided and this is when they will pull your credit history. It is important that what you've reported matches the credit information pulled by the lender - which is why you shouldn't miss any payments or open new cards during this time. Lenders offer approval based on a risk assessment, and you do not want them to think that you are a risk.

Credit Check at Closing

The main concern of the lender is the risk you pose to them. Because it can take time for an offer to be accepted, your lender may pull a second credit check while waiting for your loan to pass underwriting. This is to ensure your credit hasn't changed since the initial credit check. If you took out a loan or created massive credit debt, you could change your debt to income ratio and your lender could decide you are too risky to loan to. This is why it is so very important to keep your credit in check before, during, and after the home-buying process!

 

If you're ready to buy or sell a home and need someone by your side to guide you as you prepare to list, give me a call today!!

 

 

 

 


*Information gathered from BrightMLS®️ It is believed to be accurate but is not guaranteed 

 

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